Rock Springs Homes under $400,000

Rock Springs Homes under $400,000

Welcome to Rock Springs, a delightful subdivision nestled in the charming city of Charlestown, Indiana, within the scenic Clark County. This vibrant community is perfect for families, retirees, and anyone seeking a peaceful yet engaging neighborhood to call home.

Rock Springs offers a range of beautifully designed homes, many priced under $400,000, making it an ideal choice for first-time buyers or those looking to downsize without compromising on quality. Each home boasts modern amenities, spacious layouts, and attractive curb appeal, ensuring that you find the perfect space to create lasting memories.

Residents of Rock Springs enjoy a warm sense of community, with friendly neighbors and a welcoming atmosphere. The subdivision is conveniently located near local parks, schools, and shopping centers, providing easy access to everything you need. Whether you’re taking a leisurely stroll through the neighborhood or enjoying a family picnic at a nearby park, you’ll quickly discover the joys of suburban living.

The city of Charlestown is known for its rich history and thriving local culture. With various recreational activities, including hiking trails and community events, there’s always something to keep you engaged. Plus, with the beautiful Ohio River just a short drive away, outdoor enthusiasts will appreciate the many opportunities for adventure.

If you’re searching for a place that combines affordability, comfort, and community spirit, look no further than Rock Springs. Explore the available homes today and discover why so many choose to plant their roots in this wonderful subdivision!

Newest Rock Springs Homes under $400,000

5129 - LOT 129 Boulder Springs Boulevard, Charlestown
$367,900
4 Beds ⋅ 3 Baths ⋅ 202609922 MLS
Premier Homes of Southern Indiana presents the “Gem” with a walkout basement floor plan, a 4 bed/3 bath, split bedroom, ranch-style home that offers open-concept living. Entering from the cozy covered front porch, the two secondary bedrooms, a full bath, and the laundry room are located just off the foyer. At the end of the foyer is the open-concept great room, kitchen, and breakfast nook, overlooking the backyard. On one side, the roomy kitchen offers quartz countertops, stainless steel appliances, and a kitchen island. The primary suite is located off the kitchen and features an en-suite bathroom with large walk-in shower, walk-in closet, and linen tower. The full, finished walkout basement features a large 4th bedroom, full bathroom, and huge family room that walks out to the back patio. Save $$$ toward closing costs by using one of our recommended lenders! Builder is a licensed real estate agent in the state of Indiana.

5129 - LOT 129 Boulder Springs Boulevard, Charlestown

Listing courtesy of RE/MAX FIRST.

4321 - LOT 222 Deer Springs Trail, Charlestown
$278,900
3 Beds ⋅ 3 Baths ⋅ 2026010143 MLS
Premier Homes present the beautiful “Emerald” floor plan is a 3 bed/2.5 bath home that offers plenty of space! Entering the home from the large covered front porch, on the main floors a half bath, coat closet, and office/flex space which are located just off the foyer. The kitchen is the central hub of the home, and includes a walk-in pantry, quartz countertops, and back door that walks out to the backyard. The spacious dining area and great room make up the rest of the main floor. On the 2nd floor, the primary suite is located at the front of the home and includes an en-suite bath and expanded walk-in closet. The primary bathroom offers a private water closet and walk-in shower. The 2 secondary bedrooms are split from the primary and face the back of the home. The laundry room is also located on the second level, providing easy and convenient access. Save $$$ toward closing costs by using one of our recommended lenders! Builder is a licensed real estate agent in the state of Indiana.

4321 - LOT 222 Deer Springs Trail, Charlestown

Listing courtesy of RE/MAX FIRST.

4319 - LOT 223 Deer Springs Trail, Charlestown
$284,900
3 Beds ⋅ 3 Baths ⋅ 2026010144 MLS
Premier Homes presents the spacious “Opal” floor plan, a 1.5 story, 3 bed/2.5 bath home with a first floor primary suite and laundry and a flex room on the 2nd floor. Coming from the spacious covered front porch, you enter the home into the large great room. The kitchen is located at the center of the open living space, with an eat-in breakfast nook behind the kitchen, overlooking the backyard. The kitchen provides plenty of space, highlighted by a breakfast bar, a kitchen island, walk-in pantry, quartz countertops, and stainless steel appliances. Off the breakfast nook is the primary bedroom and stairs to the second floor. The primary suite provides a huge walk-in closet and an en-suite bath with a water closet, large walk-in shower, and linen closet. Up the stairs to the second floor, you’ll immediately find the flex room – a great space for a playroom, school room, or second living room! Off the flex room are the two secondary bedrooms and a full bath. Save $$$ toward closing costs by using one of our recommended lenders! Builder is a licensed real estate agent in the state of Indiana.

4319 - LOT 223 Deer Springs Trail, Charlestown

Listing courtesy of RE/MAX FIRST.

5127 - LOT 128 Boulder Springs Boulevard, Charlestown
$366,900
4 Beds ⋅ 3 Baths ⋅ 202609921 MLS
Premier Homes of Southern Indiana presents the Ruby, a 4 bed / 3 bath home with a walkout basement. Enter inside via the cozy, covered front porch into the foyer, leading to the open-concept great room, kitchen, and breakfast area. The beautiful eat-in kitchen includes stainless steel appliances, quartz countertops, an island, and conveniently-located pantry. The kitchen connects to the 2-car attached garage via the dedicated laundry room entryway. Step from the great room out onto the covered back deck to enjoy the outdoors. The primary suite is located beyond the great room and offers an elegant tray ceiling, and a spacious en-suite bathroom with a water closet, walk-in closet, and a large walk-in shower. Bedrooms 2&3 are located off of the foyer and share a second full bathroom. The full, finished walkout basement features a large 4th bedroom, full bathroom, and huge family room that walks out to the back patio. Save $$$ toward closing costs by using one of our recommended lenders! Builder is a licensed real estate agent in the state of Indiana.

5127 - LOT 128 Boulder Springs Boulevard, Charlestown

Listing courtesy of RE/MAX FIRST.

4237 - LOT 213 Round Rock Boulevard, Charlestown
$260,900
2 Beds ⋅ 2 Baths ⋅ 2026010273 MLS
Premier Homes of Southern Indiana presents the cozy Onyx floor plan, a 2 bed / 2 bath home offering the perfect blend of comfort and style! As you walk through the covered front porch, you’ll enter through the foyer, with the 2nd bedroom and guest bathroom located on one side, and the laundry room located on the other. Continuing down the hallway, you’ll step into the spacious open-concept great room, kitchen, and dining area. The eat-in kitchen features stainless steel appliances, quartz countertops, a kitchen island, and a walk-in pantry for all your culinary needs. The dining room has a door leading out to the covered back patio, perfect for enjoying the outdoors. The primary suite is located just off the great room and offers a peaceful retreat with an optional tray ceiling and a private en-suite bathroom, featuring a walk-in closet and a large walk-in shower.

4237 - LOT 213 Round Rock Boulevard, Charlestown

Listing courtesy of RE/MAX FIRST.

4239 - LOT 214 Round Rock Boulevard, Charlestown
$283,900
3 Beds ⋅ 3 Baths ⋅ 2026010272 MLS
Premier Homes of Southern Indiana presents the spacious “Pearl” floor plan, a 1.5 story, 3 bed / 2.5 bath home that features a 1st floor primary suite and a flex room on the 2nd floor. Enter the home from the cozy, covered front porch, through the foyer, past the half bath, to the open-concept great room, kitchen, and breakfast area, all overlooking the backyard. The beautiful eat-in kitchen includes stainless steel appliances, quartz countertops, pantry, breakfast bar, and breakfast nook that walks out to the back patio. Located off the foyer, the primary suite offers a huge walk-in closet and spacious en-suite bath with a walk-in shower. Upon heading upstairs, you’ll find a sizable flex room – the perfect place for a game room, school room, or a bonus living room! Save $$$ toward closing costs by using one of our recommended lenders! Builder is a licensed real estate agent in the state of Indiana.

4239 - LOT 214 Round Rock Boulevard, Charlestown

Listing courtesy of RE/MAX FIRST.

5131 - LOT 130 Boulder Springs Boulevard, Charlestown
$368,900
4 Beds ⋅ 3 Baths ⋅ 202609923 MLS
Premier Homes of Southern Indiana presents the beautiful 'Winnipeg' with walkout basement floor plan! This 4 Bed/3 Bath home features a large covered front porch, spacious great room with 10' ceiling, open floor plan, and split bedrooms. The eat-in kitchen offers vaulted ceilings, stainless steel appliances, quartz countertops, and roomy breakfast nook w/sliding door that leads out to the deck. Primary suite offers an elegant tray ceiling, spacious walk-in closet, and en-suite bath with double vanity, water closet, and large walk-in shower. The full, finished walkout basement features a large 4th bedroom, full bathroom, and huge family room that walks out to the back patio. This home also includes a 2 car attached garage w/keyless entry & a RWC home warranty! Save $$$ toward closing costs by using one of our recommended lenders! Builder is a licensed real estate agent in the state of Indiana.

5131 - LOT 130 Boulder Springs Boulevard, Charlestown

Listing courtesy of RE/MAX FIRST.

4213 - LOT 201 Round Rock Boulevard, Charlestown
$288,900
4 Beds ⋅ 3 Baths ⋅ 2026010142 MLS
Premier Homes of Southern IN presents the spacious “Sapphire” floor plan. A 4 bed / 2.5 bath, 1.5 story home which features open-concept living space and a 1st floor primary bedroom and laundry room. The great room is located at the front of the home, overlooking the spacious covered front porch. The kitchen overlooks the backyard and includes stainless steel appliances, quartz countertops, pantry, and an a kitchen island with overhang for seating. The dining space is nestled between the kitchen and great room, perfect for entertaining! On the opposite side of the main floor, the primary suite offers a spacious walk-in closet, en-suite bath with water closet, and a large walk-in shower. The laundry room is conveniently located just outside of the primary bedroom. The 2nd floor houses the 3 secondary bedrooms, one with a walk-in closet, and a full bathroom. Save $$$ toward closing costs by using one of our recommended lenders! Builder is a licensed real estate agent in the state of Indiana.

4213 - LOT 201 Round Rock Boulevard, Charlestown

Listing courtesy of RE/MAX FIRST.

4215 - LOT 202 Round Rock Boulevard, Charlestown
$284,900
3 Beds ⋅ 2 Baths ⋅ 2026010146 MLS
Premier Homes presents the elegant "Willow" floorplan. It is a cozy new floor plan that offers the perfect blend of elegance, comfort, and utility. Enter via the inviting, covered front porch to the spacious great room. This open-concept space flows seamlessly into the kitchen and dining area, creating a welcoming atmosphere for family meals and gathering. The luxurious kitchen includes quartz countertops, a generous island, and stainless steel appliances, while the roomy dining area steps out to the covered back porch – ideal for indoor/outdoor entertaining. Step through the kitchen into the primary suite – a true retreat located at the back of the home. The primary bedroom exudes elegance with a stylish tray ceiling and direct access to the covered back porch. Enter the en-suite bathroom through a barn door to access the generous walk-in closet, fully tiled walk-in shower, sleek double vanity, and private water closet. The Willow includes two additional bedrooms, a shared full bathroom, designated laundry room, pantry and linen closet, and a 2-car attached garage w/keyless entry & a RWC home warranty! Save $$$ toward closing costs by using one of our recommended lenders! Builder is a licensed real estate agent in the state of Indiana.

4215 - LOT 202 Round Rock Boulevard, Charlestown

Listing courtesy of RE/MAX FIRST.

4220 - LOT 221 Round Rock Boulevard, Charlestown
$283,900
3 Beds ⋅ 2 Baths ⋅ 2026010145 MLS
Premier Homes presents the elegant "Willow B" floorplan. It is a cozy floor plan that offers the perfect blend of elegance, comfort, and utility. Enter via the inviting, covered front porch to the spacious great room. This open-concept space flows seamlessly into the kitchen and dining area, creating a welcoming atmosphere for family meals and gathering. The luxurious kitchen includes quartz countertops, a generous island, and stainless steel appliances, while the roomy dining area steps out to the covered back porch – ideal for indoor/outdoor entertaining. Step through the kitchen into the primary suite – a true retreat located at the back of the home. The primary bedroom exudes elegance with a stylish tray ceiling and direct access to the covered back porch. Enter the en-suite bathroom through a barn door to access the generous walk-in closet, fully tiled walk-in shower, sleek double vanity, and private water closet. The Willow includes two additional bedrooms, a shared full bathroom, designated laundry room, pantry and linen closet, and a 2-car attached garage w/keyless entry & a RWC home warranty!

4220 - LOT 221 Round Rock Boulevard, Charlestown

Listing courtesy of RE/MAX FIRST.

4307 - LOT 229 Deer Springs Trail, Charlestown
$270,900
3 Beds ⋅ 2 Baths ⋅ 202609426 MLS
Premier Homes of Southern Indiana presents the beautiful “Ruby” floor plan. This a 3 bed / 2 bath home. Enter inside via the cozy, covered front porch into the foyer, leading to the open-concept great room, kitchen, and breakfast area. The beautiful eat-in kitchen includes stainless steel appliances, quartz countertops, an island, and conveniently-located pantry. The kitchen connects to the 2-car attached garage via the dedicated laundry room entryway. Step from the great room out onto the covered back patio to enjoy the outdoors. The primary suite is located beyond the great room and offers an optional, elegant tray ceiling, and a spacious en-suite bathroom with a water closet, walk-in closet, and a large walk-in shower. Bedrooms 2&3 are located off of the foyer and share a second full bathroom. Save $$$ toward closing costs by using one of our recommended lenders! Builder is a licensed real estate agent in the state of Indiana.

4307 - LOT 229 Deer Springs Trail, Charlestown

Listing courtesy of RE/MAX FIRST.

4305 - LOT 230 Deer Springs Trail, Charlestown
$284,900
4 Beds ⋅ 3 Baths ⋅ 202609412 MLS
Premier Homes of Southern Indiana presents the spacious “Sapphire” floor plan, a 4 bed / 2.5 bath, 1.5 story home featuring open-concept living space and a 1st floor primary bedroom and laundry room. The great room is located at the front of the home, overlooking the spacious covered front porch. The kitchen overlooks the backyard and includes stainless steel appliances, quartz countertops, pantry, and an island with overhang for seating. The dining space is nestled between the kitchen and great room, perfect for entertaining! On the opposite side of the main floor, the primary suite offers a spacious walk-in closet, en-suite bath with water closet, and a large walk-in shower. The laundry room is conveniently located just outside of the primary bedroom. The 2nd floor houses the 3 secondary bedrooms, one with a walk-in closet, and a full bathroom. Save $$$ toward closing costs by using one of our recommended lenders! Builder is a licensed real estate agent in the state of Indiana.

4305 - LOT 230 Deer Springs Trail, Charlestown

Listing courtesy of RE/MAX FIRST.

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